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Bank Accounts

Bank Account object

{
    "id": "bank_account_Aa1ABb2BCc3CDd4DEe5EFf6FGg7GHhH",
    "account_number": "*****0101",
    "account_type": "personal_checking",
    "bank_name": "Dag Site",
    "credentialing_indicator": "manual",
    "routing_number": "021000018"
}

Data Data type Description
id string Permanent unique identifier of the bank account.
account_number string Bank account’s account number.
account_type string The type of account. One of business_checking, personal_checking, or personal_savings.
bank_name string Bank account’s provider name
credentialing_indicator string Indicates how account was provided. One of either manual or online.
routing_number string Bank account’s routing number.

Bank Account field restrictions

Field Restrictions Min Size Max Size
account_number

Digits

2 17
routing_number

Digits

9 9

Read Bank Account

Success

Request

GET /api/consumers/{consumer_id}/bank-accounts/{bank_account_id}
Authorization: Bearer {SECRET_KEY}

Example curl request

curl https://bankpay.certegy.com/api/consumers/consumer_boFSdB9vmNhiQrD2tgZJ7cHJO39bjEYz/bank-accounts/bank_account_jilefFE9sQWqXADBCpd7IBAY4SeVPGhU \
-H 'Accept: application/json' \
-H 'Authorization: Bearer secret_UdhNaYbxs2I61F41Lem2DMyGqWcQQ67V'

Response

HTTP/1.1 200 OK

The data property is a Bank Account object.

{
    "data": {
        "id": "bank_account_Aa1ABb2BCc3CDd4DEe5EFf6FGg7GHh8H",
        "account_number": "*****4321",
        "account_type": "personal_checking",        
        "bank_name": "Dag Site",
        "credentialing_indicator": "manual",
        "routing_number": "123456789"
    },
    "meta": {
        "type": "bank_account"
    }
}

Example Errors

Consumer or Bank Account not found

Request

GET /api/consumers/{consumer_id}/bank-accounts/{bank_account_id}
Authorization: Bearer {SECRET_KEY}

Response

HTTP/1.1 404 Not Found

{
    "message": "not_found"
}

List Bank Accounts

Success

Request

GET /api/consumers/{consumer_id}/bank-accounts?type=bnpl
Authorization: Bearer {SECRET_KEY}

Params

Data Data type Description
type (optional) string The type of product. One of either bnpl (Buy now pay later) or bankpay
(BankPay).

Example curl request

curl https://bankpay.certegy.com/api/consumers/consumer_boFSdB9vmNhiQrD2tgZJ7cHJO39bjEYz/bank-accounts \
-H 'Accept: application/json' \
-H 'Authorization: Bearer secret_UdhNaYbxs2I61F41Lem2DMyGqWcQQ67V'

Response

HTTP/1.1 200 OK

The data property is a Bank Account object.

{
    "data": [
        {
          "id": "bank_account_Aa1ABb2BCc3CDd4DEe5EFf6FGg7GHh8H",
            "account_number": "*****4321",
            "account_type": "personal_checking",
            "bank_name": "Dag Site",
            "credentialing_indicator": "online",
            "routing_number": "123456789"
        },
        {
           "id": "bank_account_Aa1ABb2BCc3CDd4DEe5EFf6FGg7GHh9H",
            "account_number": "*****4522",
            "account_type": "personal_checking",
            "bank_name": "Dag Site",
            "credentialing_indicator": "manual",
            "routing_number": "123456789"
        },
    ],
    "meta": {
        "type": "bank_account"
    }
}

Empty Response (Consumer’s bank account needs to be enrolled via allowed path)

HTTP/1.1 200 OK

{
    "data": [],
    "meta": {
        "type": "bank_account"
    }
}

.

Example Errors

Consumer ID not found

Request

GET /api/consumers/{consumer_id}/bank-accounts 
Authorization: Bearer {SECRET_KEY}

Response

HTTP/1.1 404 Not Found

{
    "message": "not_found"
}

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